Archive for the ‘Car Buying Tips’ Category
Negotiation Tips for Car Buying
Buying a new car is thrilling. Going down to the dealership and negotiating on the price and payments is not.
You can make the negotiation process a little more pleasant and financially beneficial with some planning and knowledge.
Preparation
It is important to know the dealer cost of the car you want. The online services Kelley Blue Book, Edmunds, or NADA Guides will give you the invoice cost.
Make a note of the percentage discount from MSRP for the base vehicle and options to get to the invoice cost.
If you choose a car with different equipment when you get to the dealership, you can make a quick calculation of the invoice cost.
Call your bank or credit union and get its current rate for car loans and have them calculate the monthly payment on the amount you plan to finance.
Attitude
Car salespeople and sales managers strive to get buyers emotionally involved. They want you to love the car so much that the price will become less of a factor.
The salesperson will also work to prove that he is on your side during the negotiations. Unless you are a regular customer, these tactics are designed to reduce your resistance to a higher price.
You must remember to remain calm and friendly. Do not get upset or emotionally involved.
If you remain calm and business like, you will show the salesman and sales manager you are serious about buying the car but will not overpay.
If at any time you do not like the way you are being treated, leave the dealership. Read the rest of this entry »
Negotiation Planning Guide for Buying a Car
Car salespeople are professional, practiced and savvy negotiators. Competing against that level of skill and experience will be a gargantuan task if you are not prepared.
The most important tool you will have to level the playing field is information. Your novice negotiating skills can yield a fare price and sales terms if you arm yourself with enough information about the car you intend to purchase and the options dealers have in selling it to you.
Understand Your Finances
Before you venture out to shop for a new car, figure out what your financial picture looks like.
Evaluate the amount you can afford to spend in a down payment and how much you can afford to budget for a monthly payment. The down payment will likely include closing fees including taxes, insurance and registration fees.
etrieve a credit report to get a sense of what level of interest payments you will be required to pay to finance the vehicle.
View your financial situation currently and forecast how your circumstances are likely to change during the time you will have to absorb the new car payment.
Investigate the Vehicle
Use online sources, including Kelly Blue Book, to get a sense of the value of the vehicles you will be considering. Search local dealership websites to find specials and advertised prices.
Read the fine print. An advertisement that lists only a monthly payment will commonly have strict requirements as far as the terms of the payments and the down payment. Read the rest of this entry »
Details and Prices of Renault Laguna 2011
Renault has very attractive models in its range on this site official and detail to all models that the company has on the world market for you to meet as required, from head to toe. In recent times we gave details and show pictures of attractive and Renault Megane RS Trophy hardened and we also had with us the interesting Renault Scenic 15th, which, was in celebration, among others. Now it is time to introduce a classic brand that comes in the new version to surprise supporters who know this car from the ’90s. This is the new Renault Laguna 2011.
The Renault Laguna 2011 has a very stylish and sporty aesthetic while making it a really attractive and alluring model, especially for those looking to travel in style without going as far to buy a supercar of hundreds of thousands of dollars. The new Laguna is presented with a very attractive equipment and engines designed for the most demanding. It also has different versions each with a different price and items of personal equipment. All Together position him as a star of the cars sold in the market.
Essentials for Test Driving a Used Car
First, don’t agree to a test drive in a car that is already running. You need to hear the car start yourself to make sure it starts easily. Check the mirrors, make sure that the car has no blind spots. Check to see if the seats adjust to where you can comfortably reach the controls, imagine you are in the car for hours. Would it still be comfortable?
When you take a test drive in a used car, make sure that you allowed a long enough drive to see how the vehicle handles on hills, curves and different road surfaces. Most used cars do well on smooth, straight roads.
Whether a manual or automatic, make sure the gears change smoothly, including reverse. There should be no unusual sounds while the car is changing gears. If possible, try to brake suddenly. This is a good way to test the brakes, but make sure no one is behind you first. When braking, check to see that the car is not pulling to one side.
Keep the windows open and the radio off. Listen for unusual noises. This is not the time to be talking to the car dealer about price. Remain silent so you can hear the car as you drive. Also note the gauges, the temperature gauge should only be in the middle, not too hot after a drive.
Last, be careful. It’s not your car yet. Respect the car dealer and don’t abuse the car.
Car Buying Tips for University Students
University students have a higher risk of buying a used car that is not a good deal. These students are bombarded with ads that show very nice used vehicles at low prices with low financing rates. What young adult wouldn’t want a nice car to drive to school?
It’s not that university students are not smart, it’s just that they may not be familiar with the terms that are commonly used to describe used cars. For example, a salvaged car was in an accident. If you have no automobile buying experience, you may completely ignore the term. It’s not like a dealer wasn’t being honest, but if you don’t know about auto salvage, you won’t know what you are getting into.
Financing is another tricky area for university students. The low advertised terms are usually reserved for those buyers with near perfect credit, not a university student with little or no credit. Buying a pre-owned financed vehicle requires that a person be knowledgeable about how credit works. Getting a poor deal on credit can mean the vehicle’s price has now tripled.
University students are better off going to a reliable dealer who has numerous previously-owned automobiles to chose from. Take a relative who has already made several vehicle purchases for assistance for help in evaluating the vehicle and dealing with financing terms. There are good deals out there, just ignore the hype and focus on finding a reliable car rather than a flashy car.